UAE mortgage news & guides.
Plain-English reading on how UAE mortgages actually work, written by the same brokers who arrange them. No jargon for jargon's sake, no recycled listicles.
Rates
The Fed Decides on Wednesday: What It Means for Your UAE Mortgage
The US Fed announces its decision on 28 October and the Central Bank of the UAE usually follows the same day. What markets expect, and what a rise would add to your mortgage payment.
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Rates
Save at 5.6% or Overpay Your Mortgage? The Real Numbers for UAE Homeowners
FAB pays 5.6% on new savings until December, close to what a variable mortgage at EIBOR plus 1.5% costs. We ran the 12-month numbers on saving versus paying down your loan, fees included.
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Buying
Is It a Good Time to Buy Property in Dubai? What the Q3 2026 Numbers Say
Dubai home sales fell 38% in Q3 2026 while leases head for a record. What the numbers, S&P Global's outlook and today's mortgage costs mean if you want to buy now.
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Rates
UAE Mortgage Rates, October 2026: Rates Are Up, but Fixed Still Starts at 3.99%
The Fed and the Central Bank of the UAE raised rates in September and EIBOR jumped. Where bank rates sit now, what it does to your payments and the dates to watch next.
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Buying
How Much Mortgage Can I Get on My Salary in the UAE?
The 50% rule, the Central Bank stress test and the income cap decide what UAE banks can lend you. A 2026 salary table, worked examples and six ways to borrow more.
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Rates
Which UAE Bank Is Best for Your Mortgage? A 2026 Comparison
Advertised rates sit within a fraction of a point, so the rate after the fixed period, the fees and your own profile decide which bank is cheapest for you.
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Investors
Buy-to-Let Mortgages in the UAE: The Complete 2026 Guide
Deposits are steeper, banks weigh rental income differently, and the off-plan vs ready decision hits your yield before you've collected a single month's rent.
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Rates
UAE Mortgage Rates, September 2026: Why Fixed Now Beats Floating
One-year fixed mortgages are pricing around 3.75%, below where EIBOR-linked floating loans sit today, and banks are getting choosier about who qualifies for it.
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Islamic finance
Islamic Home Finance in the UAE: How Sharia-Compliant Mortgages Work
Ijara and Murabaha, explained in plain English: how each structure actually works, who's eligible (it's not just Muslims), and what to check before choosing one.
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Rates
UAE Mortgage Rates, August 2026: Why Waiting for a Cut Just Got Riskier
The Fed just held rates with a rare three-way hawkish dissent, and a lot of sites are still quoting deposit rules that stopped applying years ago.
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Refinancing
Refinancing Your UAE Mortgage: When It Makes Sense and How Much You Could Save
How rate switches, equity release, and buyouts work, and the signs it's time to refinance.
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Investors
Can Non-Residents Get a Mortgage in the UAE? A Complete Guide
What overseas buyers need to know about financing UAE property from abroad, including deposits and eligible banks.
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Process
Mortgage Pre-Approval in the UAE: Why It Matters and How to Get One Fast
The difference between pre-qualification and pre-approval, and why sellers and agents take pre-approved buyers seriously.
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Buying
How Much Deposit Do You Need to Buy Property in Dubai?
A breakdown of the UAE Central Bank's loan-to-value rules for residents, non-residents, and off-plan purchases.
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Rates
Fixed vs Variable Mortgage Rates in the UAE: Which Should You Choose?
EIBOR, fixed-rate periods, and how to actually decide which type of mortgage rate suits your situation.
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Buying
A First-Time Buyer's Guide to Getting a Mortgage in the UAE
Everything a first-time buyer needs to know before applying for a home loan in Dubai or the wider UAE, from eligibility to key handover.
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