Get pre-approved for a UAE mortgage
Free for buyers. Share a few details. An advisor calls you within one business day with the banks most likely to approve you, then handles your pre-approval, typically within 48 hours.
- 5.0 on Google
- Central Bank regulated
- Zero broker fee to buyers
How it works
- 1
Share your details
Two short steps, about a minute. No documents needed yet.
- 2
We compare 20+ banks
An advisor calls you within one business day with the banks most likely to say yes.
- 3
Get your pre-approval letter
With complete documents, most residents receive it within 48 hours.
We compare offers from 20+ UAE banks.
One application with us, and we shortlist the banks most likely to approve your profile, including:
Rated 5.0 on Google.
What clients say once their mortgage is arranged, word for word.
I was rejected by several banks, and almost gave up but they helped me to get mortgage and provide A-Z support, helped me to prepare correct documents package and were with me all the way alone the process.
I can’t thank Wayzfinder enough for helping us secure our mortgage/finance. Their communication, expertise, and dedication were outstanding. They went above and beyond to find the best solution for us and made the entire experience stress free. Highly recommended! Thank you Lithin Thomas!
Friendly and knowledgeable people at Wayzfinder. Handled my query, and guided me through the entire process with sooo much ease. Thank you.
Documents for mortgage pre-approval.
You don't need these to send the form. Having them ready is the biggest thing you can do to get your letter faster.
Everyone
- Passport and visa copy
- Emirates ID
- Six months of bank statements
- Liability letters for any existing loans
If you're salaried
- Salary certificate from your employer
- Bank statements showing your salary landing on time
If you're self-employed
- Trade licence
- One to two years of company financials
- Business account statements showing steady turnover
Questions about pre-approval.
What’s the difference between pre-qualification and pre-approval?
Pre-qualification is an informal, ballpark estimate based on numbers you self-report, with no documents reviewed. Pre-approval is a formal underwriting review of your actual documents, resulting in a written letter confirming the specific amount a bank is willing to lend you, usually valid for 60-90 days.
How long does pre-approval take?
Most residents with complete documents receive a pre-approval letter within 48 hours. Non-resident or self-employed files can take a little longer depending on the bank’s underwriting requirements.
Is there a fee to use WayzFinder?
In almost all cases, no. Our fee is paid by the bank once your mortgage is disbursed, so the rate you get through us matches or beats going to the bank directly. Any exception is confirmed with you upfront, in writing, before any work begins.
Does pre-approval guarantee my final mortgage?
Not entirely. Pre-approval confirms your borrowing capacity based on your financial profile, but the final approval still depends on the specific property passing the bank’s valuation and any conditions in your offer letter being met.
Know your budget before your next viewing.
It takes about a minute to send your details. No cost, no obligation, and one advisor from first call to keys.